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Home inspector in
Islamorada, FL

Islamorada spans Mile Markers 73-90 and includes Plantation Key, Windley Key, Upper Matecumbe Key, and Lower Matecumbe Key. It's the Upper Keys' luxury waterfront market — significant second-home and vacation-rental inventory, large estate properties on oceanfront lots, and a higher-end construction quality than the Upper Keys average. We inspect Islamorada as part of our regular Keys-route days.

Request a quote Call (786) 839-1644
Islamorada housing

What we see in
Islamorada inspections.

Islamorada's housing stock is the most varied in the Upper Keys. Pre-1992 (pre-Hurricane Andrew/Wilma) construction tends to be on shorter pilings with original substructure that may need significant maintenance or replacement. Post-2005 rebuilds (after Hurricane Wilma) are typically on taller, code-compliant pilings with breakaway walls, higher BFE elevation, and current wind code (180 MPH design). 2015-onward luxury builds are extreme — full impact glass, multi-zone HVAC, smart-home everything, deep concrete pilings, and very high-end finishes that need careful inspection because the build budget often outran the trades' skill in tight Keys-job timelines.

What we see most: piling and substructure condition (most critical in any Keys inspection), impact glass and shutter compliance (insurance requires documented impact protection — we verify every opening), boat-dock and seawall condition (often overlooked in mainland inspections, central to Islamorada waterfront value), cistern + well + septic (most properties run on combinations of these systems), and HVAC oversizing (luxury builds often have oversized AC that short-cycles in the humid Keys climate — efficiency and dehumidification issues).

Islamorada ZIP codes

Every mile marker.

Islamorada is one of our regular Keys-route destinations. See our Keys travel policy — the travel fee is quoted up front before you book.

Islamorada ZIP codes we serve
33036 33070
FAQ for Islamorada

Common questions from
Islamorada buyers.

Yes. Islamorada is one of our most-frequent Keys destinations. Oceanfront luxury inspections take longer (5-6 hours vs. the typical 3-4 for a mainland inspection) because there's more to inspect — substructure, seawall, dock, dock equipment, pool/spa, outdoor kitchen, multi-zone HVAC, smart-home systems — but our pricing structure stays transparent: base residential inspection + Islamorada travel fee + any add-ons quoted up front.
Yes for most Islamorada properties. The vast majority of Islamorada homes are on septic, not municipal sewer, and septic-system condition is one of the largest hidden costs we see disclose to buyers ($5,000-$25,000 for full replacement). We strongly recommend a septic-tank-and-drainfield assessment by a licensed septic contractor in parallel with our home inspection.
Booking-to-inspection: typically 3-5 days for Islamorada (we combine Keys jobs into route days). Inspection itself: 4-6 hours. Report delivery: 24 hours after inspection. For tight contingencies on luxury closings, we can usually accommodate same-week scheduling — call Jorge at (786) 839-1644.
On a post-2002 Islamorada home with hip roof, impact glass, hurricane straps, and proper roof-to-wall connections, wind mitigation discounts on a Citizens or surplus-lines policy can be $2,000-$5,000+ per year. Given Monroe County's already-expensive insurance, this is one of the highest-ROI inspections you can do — the $200 wind mit inspection often pays for itself in 1-2 months of premium savings.
Islamorada inspections

Closing in Islamorada?
Request your inspection.

Request a quote Call (786) 839-1644