Home inspector in
Cutler Bay, FL
Cutler Bay is one of South Florida's most modern housing markets — Hurricane Andrew (1992) leveled much of the area then known as Cutler Ridge, and the community was rebuilt almost entirely from the ground up using post-Andrew building code. The result: a city whose housing stock is mostly post-1993 construction, built to substantially upgraded hurricane standards, with strong wind mitigation profiles that typically save buyers hundreds to thousands per year on insurance.
What we see in
Cutler Bay inspections.
Cutler Bay's history is the story of modern Florida building code. Hurricane Andrew came ashore just north of here in August 1992 as a Category 5 storm and destroyed the majority of the residential building stock in what was then unincorporated Cutler Ridge. The community was rebuilt over the following decade — and rebuilt to the substantially upgraded 1994 South Florida Building Code (and later the 2001 Florida Building Code that came out of Andrew's lessons). This means most Cutler Bay homes are under 30 years old, have hip roofs (the wind-resistant shape), hurricane straps and clips at the roof-to-wall connection, impact-rated glass on most windows and sliders, and modern grounding/GFCI electrical work.
What we see most: strong wind mitigation profiles — most Cutler Bay homes score very well on the OIR-1802 form, often qualifying for $1,500-$2,500/year in insurance discounts, but only if the inspection documents every credit correctly (we do); HVAC unit age approaching end-of-life on the original 2003-era rebuilds (now 22 years old and typically R-22 refrigerant); roof age on the original rebuild generation (most are on their second roof or close to it); and stucco hairline cracks at corners and around openings, which are usually cosmetic but occasionally signal foundation settlement.
Every part
of Cutler Bay.
Same flat-rate inspection across the entire Cutler Bay area.